Consolidated Financial Highlights
· PFC Group registered the highest annual Profit After Tax (PAT) with 10% increase - Rs. 30,514 crores in FY’25 to Rs. 33,625 crores in FY’26.
· PFC Group continues to be the largest NBFC Group in India with total balance sheet size of over 12.40 lakh crores.
· Consolidated Net worth (including non-controlling interest) increased by 12% - Rs. 1,55,156 crores as on 31.03.2025 to Rs. 1,73,441 crores as on 31.03.2026
· The consolidated Gross NPA reaches below 1% and is at 0.66% in FY’26 vs. 1.64% in FY’25.
· Owing to active resolution efforts, consolidated Net NPA has reached its lowest level at 0.13% in FY’26 from 0.38% in FY’25.
Stand Alone Financial Highlights
· Highest ever annual PAT of Rs. 20,051 cr registered in FY’26, an increase of 16% from Rs. 17,352 cr in FY’25. With this, PFC continues to be the highest profit making NBFC in India.
· Final dividend of Rs. 3.95 per share proposed by Board. With this, PFC has given a total dividend of Rs. 18.55 per share for FY 26.
· PFC’s net worth has surpassed the Rs. 1 lakh crore milestone and now stands at Rs. 1,02,532 cr as on 31.03.2026, an increase of 13% from 31.03.2025.
· With strong disbursements of Rs. 1,65,414 cr in FY’26, PFC’s loan book at Rs. 5,80,115 cr as on 31.03.2026.
· PFC continues to maintain comfortable capital adequacy levels. CRAR as on 31st March,2026 is at 23.44%, with Tier 1 capital at 21.93%, well above the regulatory limit.
· With successful resolution of TRN Energy and Sinnar Thermal in FY’26, the asset quality has further strengthened with Net NPA ratio at 0.15% in FY’26 vs. 0.39% in FY’25.
· The Gross NPA saw a significant reduction of 85 bps viz-a-viz FY’25 and is now closer to 1% at 1.09% for FY’26.
Management comments ·
CMD Comments
Commenting on PFC’s performance, CMD Ms. Parminder Chopra shared that FY26 has been a year of strong performance, important milestones, and also a challenging global environment. A key development for us has been the proposed merger of PFC and REC, which marks a significant step towards creating a single, focused institution for the power sector. This will pave the way for greater scale, improved efficiencies, and unlocking of capital synergies, positioning us for the next phase of sectoral leadership. At the same time, sharing our success with shareholders remain central to our strategy, as reflected in PFC’s final dividend of Rs. 3.95 per share, taking the total dividend for FY’26 to Rs. 18.55 per share. With a strong capital base of Rs. 1 lakh crore even on a standalone basis, we remain committed to supporting the evolving needs of the power sector, defined by energy transition and new and emerging technologies. ·
DF Comments
FY 26 has been another year of resilient and record performance. For the first time, the net profit crossed Rs. 20,000 milestone and is at Rs.20,051 crore, the highest-ever annual profit. Also, with the successful resolution of Sinnar Thermal and TRN Energy during the year, our net credit impaired asset ratio has further improved to its lowest level at around 0.15%. Our net worth has also crossed a key milestone of Rs 1 lakh crore and stands at Rs 1,02,532 crore, reflecting a growth of 13% year-on-year.